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🗺️ Local area and cross-cutting measuresOpen💶 Incentivi.gov.it (Governo)
Guarantee Fund for Small and Medium Enterprises
The instrument facilitates access to credit for SMEs and professionals through the provision of a direct or indirect public guarantee on bank loans and leasing operations. The state guarantee complements or replaces the collateral normally required by financial institutions, eliminating the costs of surety bonds or insurance policies on the guaranteed portion.
For Ustica: The measure is relevant to all micro, small, and medium-sized enterprises and freelance professionals in Ustica (from accommodation and catering businesses to diving centres, artisans, and farmers) who need to access bank loans or leasing for investments or working capital. The initiative facilitates obtaining credit by offering a public guarantee that reduces the collateral required by banks.
Who can apply
Small and medium-sized enterprises (SMEs) and professionals with operational headquarters in Italy, having liquidity or investment needs.
Funding
Public guarantee covering bank loans or leasing (does not provide non-repayable monetary grants).
Deadline
31/12/2026
How to apply
The request for the public guarantee is not submitted directly by the business, but presented by the bank or financial intermediary from which the enterprise is seeking financing.
Attachments
No attachments found on the official page.
Automatic summaries in Italian: the official text of the call prevails.