🗺️ Local area and cross-cutting measuresOpen💶 Incentivi.gov.it (Governo)

Loans to SMEs for non-payments

The measure grants zero-interest subsidised loans to support the liquidity of SMEs and professionals affected by non-payments. The intervention is reserved for those who are the injured party in criminal proceedings for bankruptcy offences, fraud, extortion, or fraudulent insolvency committed by debtors in the course of business activity, with outstanding receivables equal to at least 20% of total trade receivables.

For Ustica: The opportunity is aimed at all SMEs and freelance professionals in Ustica facing liquidity shortages due to serious non-payments by debtor clients. Zero-interest loans of up to 500,000 euros can be requested by parties who are injured parties in criminal proceedings for fraud, fraudulent insolvency, extortion, or bankruptcy offences.

Who can apply

SMEs registered in the Business Register and professionals registered with professional orders or associations pursuant to L. 4/2013, who are injured parties in criminal proceedings already initiated against the accused debtors and have sufficient repayment capacity.

Funding

Zero-interest loan equal in amount to the receivables documented in the criminal proceeding, up to a maximum of 500,000 euros. Duration from 3 to 10 years, with a grace period of up to 2 years, granted under the de minimis regime.

How to apply

Application to be submitted online via the platform and forms of the Ministry of Economic Development (now MIMIT) - DGIAI, following the instructions provided on the official web page of the incentive.

Attachments

No attachments found on the official page.

Automatic summaries in Italian: the official text of the call prevails.